Ask about our FREE damage inspection of your home | 630.532.1833
How We Work
Understanding the Claims Representation Process & How it Works
A loss to your residential or commercial property or creates an unfamiliar environment and poses excessive demands on your time. Decisions involving thousands and sometimes millions of dollars must be made and often made quickly with little margin for error. A decision must be made early on whether this process is to be undertaken by the policyholder or whether the professional expertise of a public adjuster should be brought in. Time and again it has been demonstrated that when dealing in an area that is unfamiliar, the end result can be a loss in valuable time and money.
Large or small, commercial or residential, properly handling a claim involves a structured process that when followed, will ensure it is processed properly and given the best chance of being honored and paid by your insurance carrier. The main services an adjuster will perform for you include:
- Analyze your policy to get the maximum claim coverage.
- Inspect the property damage and estimate all losses with our computerized system.
- Notify the insurance company of your loss and ensure they have proper documentation.
- Set all appointments with insurance company staff and provide them with preliminary estimates for building and contents damage and loss of business accounting figures.
- Negotiate with insurance company for a fair and equitable settlement.
- Prepare all documents in order to obtain payment
What does Army Star Restorations Inc. and North Shore Public Adjusters require to start the process?
1. initial contact
2. inspection
3 investigation and gather all docs needed for claim HO policy (Insurance declaration page to verify deductible and Policy Number)
4. Sign all documentation needed for claim. PA doc, state disclosure doc, restoration doc, material selection doc
5. presentation and negotiation of claim settlement
6. Set project schedule start, pull permits,
7. Deliver materials and begin the job of tear off, replace damaged decking if needed, and complete the restoration of storm damage
according to claim spects and under agreement with owner.
8. Army Star Restorations Inc. will send in all final documentation to Northshore Public Adjusters, who then will finalize all the documents
for settlement and close out the claim.
9. Final settlement check will be sent to Northshore Public Adjusters/Homeowner.